Solutions Summary

Zact offers flexible go-to-market models designed to support a range of banking and distribution strategies.
For Agent Banks, Zact issues the credit cards while the bank acts as the front-end distributor, enabling rapid deployment without requiring credit underwriting or card issuance infrastructure.

In the Embedded Bank model, Zact integrates directly with a bank’s own card products, allowing the institution to retain control over credit and card issuance while leveraging Zact’s full platform capabilities.
Through the Channel Partner model, Zact licenses its white-labeled solution to fintechs, processors, and consultants who resell it to their bank clients, enabling scalable distribution with minimal technical lift.

Zact's Financial Institutions partnerships enable white-labeled payment apps for banks.

Key Benefits for Banking Partners

Modernize with Cutting-Edge Technology

Equip your bank with mobile, web, and admin tools that rival Fintechs and nationals. Use payment solutions as a wedge to win new business.

Drive Non-Interest Income

Boost revenue through more transactions, higher interchange, and added subscription fee models.

Grow Deposits

Integrated Payables helps keep operating accounts at your bank and brings in new ones.

Own the Brand Experience

Zact’s platform is fully white-labeled, keeping your brand front and center.

Streamline Business Operations

Help clients simplify operations by integrating banking directly into their ERPs.

Zact delivers modern, enterprise-grade tools that help banks win and retain commercial clients.

From card issuance to payables integration, we simplify operations, strengthen brand presence, and unlock new revenue—while keeping control where it belongs:
with the bank.”

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Automated invoice processing with intelligent bill coding

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Provide faster reconciliation of expenses

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Fully-reconciled journal entries integrated directly with your accounting system

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Maximize accuracy and minimize administration costs

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Integrated approval workflows with PO matching

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Prevent unapproved invoice payment

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Complete visibility: approved, past due, paid invoices by vendor, cost center, and more

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Garner real-time cash flow insights and vigilance of invoice payments

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Check volume migrated to card and ACH 

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Reduce fraud, save time, and earn rebates

AP AUTOMATION PRICING PLAN

Discover our Plan

Billz

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Low per-user pricing.  Contact us for a quote.

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