Zact's payment products suite empowers businesses with real-time expense management and reporting, AP automation, and credit card issuance. Our platform integrates directly into payment networks and accounting systems, streamlining your spend management process.
Zact empowers you to take complete control over day-to-day decision-making. Say goodbye to the frustration of inefficient spend (money out) management and hello to streamlined, efficient, and effective business operations.

Corporate card management
Integrated approval workflows
Base & Premium offerings

Instant transaction visibility
Automatic coding to GL
Reconciled accounting exported to ERP

Invoice to Pay Automation
PIF Integration
Approval Workflows

Matching tool for corporate & BTA users
Reconciliation tool
Integration with statements

App controls for open-loop systems
OCR & Level 2/3 data
Data for tax reporting


Direct integration with issuing processor
App-based card creation & control
Lifecycle management & compliance
Fraud protection via Processor integration

Instant syncing of transactions
Auto-generated expense reports
Real-time, transaction-level tracking
Reconciled journal entries to ERP

Invoice ingestion & approvals
Enforces separation of duties
Executes payments via PIF files
Bank-grade fraud & dispute tools

Budget, MCC, and daily limits
Duration & role-based restrictions
Multi-level approval workflows
Aligns with org hierarchy structure

Integration with the organization’s approval workflow
Common admin and configuration capabilities
Common reporting
Reconciled journal entries
✅ Zact unifies issuing, expense, and payments — giving finance teams total control with zero friction
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