Zact’s payments platform integrates directly with payment networks and accounting systems. Our comprehensive array of application services supports a suite of Zact and 3rd-party applications covering every spend management use-case.
Because of its unique architecture, Zact completely does away with expense reports as we know it, mapping transactions at a network level to expenses and finally to the chart of accounts in accounting systems. This delivers a continuous reconciliation between payments and expenses, providing accounting systems immediate visibility into expenses.
Zact’s Application Services enable brands to issue physical and virtual cards. Delivery companies can provide zero budget cards to their drivers and change the budget on-demand and in realtime. Acquirers and ISOs can extend credit to their merchants based on POS transaction. BNPL (Buy Now Pay Later) companies can issue prefunded cards to support a specific purchase, and much more.
A comprehensive suite of APIs enable you to set up all your customers under one account with full multi-tenancy support. You can issue physical, virtual one-time and multi-use cards. Budgets can be managed with API support to change limits on demand and in real-time. Zact’s financial data APIs provide authorizations and settled transaction data. And you can subscribe to and be notified of a whole host of card, budget and financial events.
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